Electronic Payments

Elsewhere off this site: Electronic Commerce compendium

Solutions

NACHA - Electronic Payments Association "NACHA is a not-for-profit trade association that develops operating rules and business practices for the Automated Clearing House (ACH) Network and for other areas of electronic payments. ? NACHA activities and initiatives facilitate the adoption of electronic payments in the areas of Internet commerce, electronic bill payment and presentment (EBPP), financial electronic data interchange (EDI), international payments, electronic checks, electronic benefits transfer (EBT) and student lending. We also promote the use of electronic payment products and services, such as Direct Deposit and Direct Payment.

NACHA represents more than 12,000 financial institutions through our network of regional ACH associations.? We have over 600 members in our seven industry councils and corporate Affiliate Membership program."

Internet Council - NACHA

Project ACTION "a program to develop a payment product for Internet transactions utilizing Automated Clearing House (ACH) credits"

E-Cash Technologies Inc. "global software solutions that extend and enhance physical-world payment methods"

Cybercash "VeriSign and CyberCash join forces to offer complete e-commerce solutions"

Globeset Trinitech "securing payment in the digital age"

Mobey Forum "a financial industry-driven forum, whose mission is to encourage the use of mobile technology in financial services ... - such as payment, remote banking and brokerage"

Paypal Confinity. Paypal now Nokia approved allows you to make instant payments to anyone with a cell phone, two-way pager, or handheld device, such as the Palm? organizer. Permits such things as the settlement of debts, borrowing of cash and splitting of bills/ expenses without the hassle of going to ATMs or keeping track of debts. Paypal is free and works seamlessly with your existing credit card and bank account. PayPal? software can be "beamed" to your friend or business associate who can then be "beamed" money instantly. The system charges your credit card when you next sync your device, and your friend can register later at PayPal.com.

E-Commerce Guide

BigStep Build your own web-based e-commerce site, free service

ECML Electronic Commerce Modeling Language (ECML) is to be a universal format for wallets and merchant web sites. ECML uses a set of uniform field names to streamlines the process by which merchants collect electronic data for shipping, billing, and payment. Its development is a collaboration between: American Express, AOL, Compaq, CyberCash, IBM, MasterCard, Microsoft, SETCo, Sun Microsystems, Transactor Networks, Trintech, and Visa. 18/06/1999

FpML FpML, an XML-based markup language that allows for Net-based integration of services such as electronic trading and risk analysis backed by IBM, PricewaterhouseCoopers and J.P. Morgan. 18/06/1999

WorldPay

NetBanx

Payment mechanisms designed for the Internet by Michael Peirce

Digital Money, Credit Cards, and Electronic Payment Systems

Page of links to resources on Electronic Money or E-Money by Roy Davies.

DigiCash (went under) Electronic Money (That's What I Want) (Read up on David Chaum) Article by Steven Levy for HotWired, December 1994. David Chaum Publications How much do you trust Big Brother? interview of David Chaum, 1997 & the Mark Twain Bank

CyberCash

CheckFree "the undisputed leader in moving money electronically"

VeriFone

Millicent (Digital / Compaq)

Open Market

MasterCard

Visa

Hyper Mart free service with advertising part of the Go2Net network

Sitematic monthly charges

MindSpring Biz monthly charges

MS Solutions for small businesses

E-Commerce servers

Discusion

This list does not attempt to be exhaustive. It provides links to sources we have found particularly useful, and to other more comprehensive lists of sources on the subject.

Elsewhere off this site: Electronic Commerce compendium

W3C - Electronic Commerce Interest Group? W3C has closed its Ecommerce and Micropayment Activity, but through a number of activities W3C is committed to key factors for success in the evolution of Electronic Commerce.

Guide to Online Payments US Federal Trade Commission

NACHA - Electronic Payments Association NACHA is a not-for-profit trade association that develops operating rules and business practices for the Automated Clearing House (ACH) Network and for other areas of electronic payments. NACHA represents more than 12,000 financial institutions through our network of regional ACH associations.? We have over 600 members in our seven industry councils and corporate Affiliate Membership program.?

Electronic Payments Forum

Electronic Money, or E-Money, and Digital Cash links by Roy Davies

Epayment Links Institute for eCommerce, Carnegie Mellon University

Electronic Commerce, Payment Systems, and Security links by Michael Waidner

Internet Funds Transfer Services - Electronic Payments Elsop - Electronic Software Publishing Corporation

A Bibliography of Electronic Payment Information

Links related to Smart Cards and Electronic Payment Systems

Payment Systems Information Resources Federal Reserve Bank of New York

United States Government Electronic Commerce Policy

European ePayments Observatory

The Future of Money edited by Robert Knautz, 1997 Policy Spotlight

Payment mechanisms designed for the Internet by Michael Peirce

Epayment Solutions - page sponsored by IBM

Joint Electronic Payments Protocol (JEPI) to make it easier for consumers to use multiple payment systems from Web browsers:

World Wide Web Consortium

CommerceNet

Millicent from Digital Equipment Corporation Information

Microsoft: Passport

Electronic Money / Internet Payment Systems

Network Payment Mechanisms and Digital Cash by Michael Peirce

Central Banking Resource Center Mark Bernkopf

e$ Page Robert Hettinga

Debt, Money and Ancient Meme

21^st Century Banking Alert Page also Additional Online Resources and BancMail Archive at Fried, Frank, Harris, Shriver and Jacobson

A Bibliography of Electronic Payment Information

Writings and Links to them

E-Commerce Times News

A Bibliography of Electronic Payment Systems

Alternative Money Systems New Civilization Network

Money - Past, Present & Future Sources of Information on Monetary History, Contemporary Developments, and the Prospects for Electronic Money maintained by Roy Davies

The Future of Money in the Information Age by the Cato Institute, 1997.

The Surprise Weapon: Private Enterprise Money by E. C. Riegel, 1944.

Array including the Journal of Internet Banking and Commerce and Journal of Internet Purchasing

The Surprise Weapon: Private Enterprise Money by E. C. Riegel, 1944.

Implications for Central Banks of the Development of Electronic Money 11th November 1996 by the Central Banker's Central Bank the Bank for International Settlement, Basle, Switzerland.

Crypto-Anarchy and Virtual Communities by Timothy C. May (1995)

Commerce Related Sites including Banking and Finance